My knowledge of investing is limited. I’ll admit that until recently, it’s not really been an area I’ve been too interested in. Investing and planning for the future seemed only for those who either had significant means or a high tolerance for risk-taking. (more…)

I recently realised that I’d had the same bank account since the age of ten. That bank account joined later by a credit card, and a mortgage saw me through school and university, through a procession of jobs, and through a marriage and four kids. That’s not to say I didn’t keep an eye on my finances in fact, I felt I had a good handle on things like the day-to-day budget. (more…)